Welcome to Parama Nidhi Ltd.


Gold Loan

Attractive Rate Of Interest. Apply Now!

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Gold Loan

We, at PARAMA NIDHI LTD, understand our Member's needs and have three primary gold loan schemes to choose from. Our attractive interest rates, quick disbursal, multiple repayment options and value added benefits ensure a pleasant experience, make us our Member's first choice.

We realise the emotional value of gold, and have in place, state of the art security surveillance infrastructure. When you pledge your gold with us, rest assured, it is in the safest hands. Come unlock the best value for your gold ornaments at any of our branches!

Gold Loan

Interest Rate 12%
Tenure 6 months upto 12 months
Loan Amount INR 1,000 upto 20000
Interest Rate 12% for 1M, 15% upto 3M, 18% upto 6M, 20% upto 12M
Attractive Features Maximum loan upto 50% of security No appraisal charges ! No documentation charges ! No safe storage charges ! Loan closure permitted at any time ! No hidden charges.

Features & Benefits

  • Hassle-free quick processing of loans
  • Minimum documentation and quick disbursal
  • Simplified Paperwork.
  • Easy Payment options.
  • EMI Schemes are available with minimum rate of interest

Gold Loan - Documents :-

To abide by the KYC (Know Your Customer) Policy of RBI and approved KYC norms of our Company, we insist to produce one document of identity proof (Such as Driving License, PAN Card, Voter ID card, Passport, Aadhaar Card etc.) and one document of residential address proof (Such as Telephone Bill, Electricity Bill, Driving License, Voter ID card, Passport, Aadhaar Card, Bank Statement/Passbook, Letter from reputed employer/ Public Authority).There are no end-use restrictions in gold loans.